Recreation & Leisure
Keep a record of how often you dine out or get your nails done. Try to go out when there are promotions or other beneficial opportunities. These include going to a matinee showing of a movie or $1 bowling nights as ways to save. Use coupons and make yourself a knowledgeable consumer.
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Lunch & Snacks
Ask yourself if you need to purchase fancy coffee to start off your day or if you need to eat a sit-down lunch. Try to pack a lunch from home or bring snacks instead of using vending machines and see how this type of planning can save you money.
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Utilities & Internet
Do not hesitate to shop around in this highly competitive market. You do not have to pay for services you do not need just because they came in a package deal. Assess your cellular phone usage, Internet, and cable television habits. Are you paying for long distance calling plans when your cellular provider has free long distance service? Make sure you research your patterns and all the options flooding the market today.
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