Consider alternatives to purchasing gifts. You can provide services to people, including baby-sitting, gardening, chauffeuring, and cleaning. These gifts are often extremely useful to receivers and cost you very little. Yard sales, street fairs, used music stores, and dollar stores have affordable gifts as well.

Try to keep a wish list of children’s gift ideas to share with relatives who want to buy presents. Feel free to suggest Secret Santa gift exchanges in order to cut down on costs. This involves picking a name out of a hat and buying a gift for just that person, minimizing not only your costs, but also the hassle of shopping for many people.

When you shop, avoid using your credit cards. Try hiding your credit cards to avoid temptation to use them. If you absolutely must use credit, use the card with the lowest interest rate and make special efforts to pay off the balance as soon as possible.

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